Archived
Does the mortgagee have a time limit within which to file a "lis pendens" law suit ? When does it begin?
Geil's answer
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Answered on February 18, 2016
Since your mortgage was due in full one year ago, the statute of limitations should limit the mortgagee to five years after the final payment was...
Archived
Can HOA foreclose when owner is not in default with mortgage and wants and trying to pay late HOA dues
Geil's answer
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Answered on January 26, 2016
Yes, they definitely can foreclose on you for the nonpayment of dues, regardless of whether or not you are in foreclosure. It's not clear from...
Archived
Getting married in Florida and the house is for my fiance, will it be mine later on after the marriage?
Geil's answer
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Answered on November 12, 2015
Under Article X of Florida's Constitution, once you are married and live in the property as your Homestead, you will acquire a marital interest in...
Can I file a 2nd Motion to Dismiss based on newly discovered evidence, if I filed one previously for lack of standing?
Geil's answer
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Answered on November 04, 2015
Regardless of the fact that you cannot file a second motion to dismiss (unless, of course, there is an amended complaint) the issues that you have...
Archived
Under water mortgage plus new landfill...
Geil's answer
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Answered on October 27, 2015
Wow, your situation literally stinks (sorry I couldn't resist that). Seriously though, the first thing that you should do is check with your city's...
Archived
My question is simple. How can an Estate sell Real Estate w/ liens against it if the Estate has no free cash to pay liens?
Geil's answer
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Answered on October 27, 2015
The answer is simple as well, the estate uses the proceeds of the sale to pay off the liens. If the liens outweigh the value of the property, then...
Archived
I'm getting sued by a debt collector for PMI insurance recovery from a foreclosure in 2010. What can i do?
Geil's answer
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Answered on October 26, 2015
You have 2 choices. (1) You can hire an aggressive attorney to do the necessary research and fight the PMI's company's appraisals and figures....
Archived
Defendant died, house is in foreclosure, no will. One minor living in the house. What happens to house?
Geil's answer
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Answered on October 19, 2015
This sounds like a very sad situation, and my heart goes out to the family. At this point, under the Florida Rules of Civil Procedure, the owners...
Archived
I'm buying a home to flip, all cash sale. I plan in re-listing in 60 - 90 days. Is it a bad idea to forgo title insurance.
Geil's answer
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Answered on October 14, 2015
I've got to agree with everyone else on this one. An Owner's Policy is like a seatbelt, you don't realize how important it is, until you need it.
Archived
If a foreclosure has been filed against me i have 20 days to answer and if i don't answer how long before bank takes over and
Geil's answer
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Answered on October 14, 2015
You should be contacting an attorney right away, even if you aren't interested in saving the house or extending your time in it. If you do nothing,...
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