Archived
In real estate transactions, is a certificate of title valid and effectual if it is not recorded in the county records?
Geil's answer
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Answered on May 22, 2017
Without knowing more, it is tough to say. If the CT was issued recently, there may just be a delay in the CT showing up in the public records. The...
Archived
Is there a way to stop my home from going into foreclosure if I am not able to catch up on payments?
Geil's answer
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Answered on May 18, 2017
Other than filing for bankruptcy, there is nothing that you can do to prevent your lender from filing a suit foreclosure. It sounds like the...
Foreclosure , Can a writ of possession be issued to a home owner after certificate of sale if they have appeal currently open?
Geil's answer
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Answered on May 17, 2017
The writ of possession can only be issued after a Certificate of Title has been issued (typically 10 days after the Certificate of Sale). The...
Do i loose the title insurance when i change the entity of property from an LLC to a trust?
Geil's answer
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Answered on March 15, 2017
Transferring the property may very well invalidate your title insurance- or at least may lead to your insurer making that argument if you ever need...
If a Foreclosure Deficiency Judgement is issued can the creditor take your savings from a bank account?
Geil's answer
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Answered on January 11, 2017
This is a much more complicated than I can answer in an online forum. A lot depends on whether the lenders have sought or received a deficiency...
Archived
Will using an Attorney for a Loan Modification really provide any benefit?
Geil's answer
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Answered on December 07, 2016
A qualified attorney who has experience with loan modifications may be able to help advocate on your behalf better than a non-profit. When you meet...
Archived
Can a bank foreclose on my house on a equality line a credit?
Geil's answer
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Answered on November 13, 2016
Your HELOC can definitely foreciose on your property as a second mortgage holder. Because they are in a junior lien position, they may not want to...
Title Evidence and Insurance in 'As Is' Florida Real Estate Contract
Geil's answer
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Answered on November 11, 2016
Now is not the time to be pennywise and poundfoolish Evidence of title, or a title search, should cost you $200-$300 and is a normal closing cost....
Archived
What should be the attorney fee to represent me in buying a condo for myself?
Geil's answer
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Answered on November 09, 2016
If you are buying in Miami-Dade county you probably have the right under the contract to select the Title Agent. If you select an attorney's office...
Archived
My husband and I are headed for divorce. He wants me to sign papers today for and equity line of credit. Do I sign the loan pap
Geil's answer
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Answered on November 07, 2016
You need to consult a family law attorney ASAP. If you are worried about your husband becoming violent, please reach out to a local organization...
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