Archived
Considering a HAMP and want to know the eligibility criteria banks use before giving all my info. Help
Geil's answer
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Answered on June 09, 2015
You are only eligible for a HAMP modification on your primary residence (most lenders also have additional programs for borrowers who don't qualify...
Archived
How do I remove a vacated certificate of sale from the land records?
Geil's answer
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Answered on June 09, 2015
A document cannot be removed from the record unless it was recorded erroneously. That is nothing to worry about since the court's order vacating...
Archived
Is it legal in accordance with Florida Statutes for the Sheriff to take up to TEN business days to execute a 24 hour notice ?
Geil's answer
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Answered on June 08, 2015
I deal with this issue with many of my landlord clients. You are right, in a perfect world, the sheriff would be able to execute writs within the...
Could I do a deed in lieu and not have it reported on my credit?
Geil's answer
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Answered on June 08, 2015
Technically they are not supposed to agree to not report you or to change information on a credit report as part of a settlement (otherwise...
Archived
Must a plaintiff amend a foreclosure suit to add a judgment creditor who holds a judgment against one of the defendants?
Geil's answer
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Answered on June 08, 2015
I'm not sure why you are upset or why you think you might be entitled to sanctions for. If anything, you should be happy. Amending the complaint at...
Archived
HOA Lien foreclosure and Ch 7
Geil's answer
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Answered on June 07, 2015
Filing a chapter 7 bankruptcy will not save your home from an Association foreclosure, but it will stop the sale. After your bankruptcy is...
Archived
I was filed BK Chapter 7 and discharge (dec-2011) the mortgage was included in Bk chapter 7 I give house back to lenders .
Geil's answer
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Answered on June 07, 2015
You really shouldn't have anything to worry about if everything you are saying is accurate. Since you were the one who took out the mortgage, you...
Archived
What is the statute of limitation, in FL, for a collection for a HELOC after a SHORT SALE? Closing was on Feb. 2014.
Geil's answer
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Answered on June 05, 2015
Your question assumes that the deficiency was not waived as part of the Short Sale. You should have an attorney review the Short Sale Acceptance...
Archived
If a home builder advertises an included features list. Are they required to put those features in each home.
Geil's answer
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Answered on June 04, 2015
You may. Despite what the advertisement says, what the builder has to supply to you is governed by your contract with them which supersedes...
Archived
Keeping a home loan I've inherited under the deceased person's name.???
Geil's answer
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Answered on June 03, 2015
An Enhanced Life Estate Deed or "Lady Bird Deed" gives the one party, presumably your mother, ownership of a property until she passes away, at...
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