What are the different types of bankruptcy ? I have been thinking of filing bankruptcy but need more info

Chapter 7 is a 4-month process whereby you will be discharged (get rid of) all unsecured debt, like credit cards & medical bills. It is simpler...

How do I get rid of a timeshare?

Long shot but you may wish to contact the lender & see about a "deed in lieu of foreclosure", whereby you just deed the timeshare back & they...

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Can I withdraw from a joint account in my partners and myselfs name from that I'm also benificary of an ITF / POD accou

What is or will be your partner's position as to withdrawals or division of the funds? Will there be a problem? As in, if not, no harm no foul;...

I have a charge card I owe money on. It was issued by the same bank that holds my mortgage. Is this a problem?

It is possible, if the credit card is "cross-collateralized" with the mortgage by the lender. It would be in the loan contract(s). If the lender is...

How do I discharge a default judgement that has expired without letting them know?

Do you have other debt that is or will be haunting you? Other debt like this you may not be aware of? I have an article on "ghost debt" on my blog...

When I file bankruptcy Chapter 7. Will that also dismiss amount I owe to home shopping networks directly

Generally all unsecured debt (excepting student loans, IRS, child support/alimony or DUI or fraud) is discharged as long as it was incurred prior...

Hello, I have stuff on my credit report from 5yrs ago or longer and they won't take a settlement or remove it what do I do.

Unfortunately you can't make the creditor(s) accept any settlement if they do not wish to, & many more times than not, one creditor will be...

Bankruptcy Question on Discharge of HOA JUDGEMENT 9 years after entry

This is effectively now an unsecured debt as to you (you are no longer an owner of or have an interest in the property) so yes this is fully...

If u on disability can a judge waive ur court fees

Courts are set up usually through the clerk's Office to take "indigency" applications for the waiver of fees. Check with the Clerk of Court in the...

Worried about handshake loan from Partner's family member

I agree with the other answers. Other things being equal you want to negotiate a complete & formal "RELEASE" from the mom & the partner. While you...