Are all IRA/Roth IRA exempt under Florida BK7 Law?

The short answer is as long and the retirement account is not inherited it will be protected in Bankruptcy.

You may want to discuss with an attorney that deals with debt or bankruptcy. They will be able to get you to the place you need to go.

A judgement was ordered against my wife from a credit card comp. they took her paid for truck.

You can try to negotiate, if they have not sold it you may be able to get it back by filing a bankruptcy.

If my husband default on loan I didn't sign agreement if sued by bank , am I responsible for paying it back if he does not

No as long as he did not put your name on it without your knowledge.

For Notice purposes, put the address you have and try the avenues the previous answers have told you and remember you may add a creditor after, if...