Archived
Can I collect a judgment if the person filed bankrupcy chapter 7? He was running a fradualent repair business that wasn't legal.
Lisa's answer
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Answered on August 06, 2014
Chapter 7 does not relieve debtors of debts incurred through fraud. You may still be able to collect your judgment, but may need to reopen the...
Archived
Would I be able to file a lawsuit against Everest for not holding up to there guarantee at the time of enrollment?
Lisa's answer
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Answered on August 06, 2014
Did Everest really guarantee you job placement? Even Harvard can't do that, and Everest is no Harvard (understatement of the century). If they...
Archived
Can a debt collector take money from my account without my permission?
Lisa's answer
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Answered on August 06, 2014
Subject to the specific head of household exemptions in your state, you may well be able to get the funds released. The problem is that it might...
Archived
Knowing that a Condo Association just filed the summons to foreclose a property, Will it make sense to keep paying the mortgage?
Lisa's answer
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Answered on August 06, 2014
If you are current on the mortgage, but facing HOA foreclosure, you might want to consider Chapter 13 bankruptcy. You might be able to strip that...
Archived
Can I motion to vacate or set aside a filing in a dismissed, non-confirmed case?
Lisa's answer
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Answered on August 06, 2014
There is no way to render a filing non-existent. Once filed, there will always be a record of your bankruptcy.
Archived
If I had a chapter 7 discharged in 2011 in the state of NJ can I file another in my current state, (OK)
Lisa's answer
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Answered on August 06, 2014
You need to wait 8 years from the filing of your chapter 7 to receive another chapter 7 discharge. If you want to file a 13, you need to wait...
Archived
How is the 6-month look-back for median income calculated when a chapter 13 is converted to chapter 7?
Lisa's answer
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Answered on August 06, 2014
Ask your attorney about the possibility of obtaining a "hardship discharge" in the Chapter 13 instead of converting to a Chapter 7. I have no idea...
Archived
Can a retirement pension be garnished?
Lisa's answer
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Answered on August 06, 2014
Government pensions in particular tend to be exempt from garnishment in most states. If you receive monthly disbursements from your annuity, do...
Archived
Should I file for bankruptcy, I lost my job and I owe 7000 in credit card debt?
Lisa's answer
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Answered on August 06, 2014
The value of your car is the missing element here. Without that information, there is no way to properly answer this question.
Archived
How do i respond to a landlord filing and adversary proceeding on my chapt 7
Lisa's answer
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Answered on August 06, 2014
How much is the landlord looking for? Was this an alleged debt that was listed on your petition with the disputed box checked? It might make...
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