Questions answered by S. David Cooper

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Who owns a mortgage if it was sold, but assignment was incomplete and now supposed owner of mortgage is trying to foreclose?

S.'s answer | Answered on April 14, 2013

Many homeowners in your situation think that they cannot afford a lawyer and try to muddle through by reading the online statutes and seeking free...

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Is it true Prop. Owner can hire someone as employee to manage rental property in Fl. and they do not have to be RE Broker?

S.'s answer | Answered on April 14, 2013

Yes, it is true. Being a real estate agent or broker has nothing to do with property management. There are certifications available for property...

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We live in GA but bought a condo in FL 8 plus years ago. A rental when we bought it, and used as a rental by us for over 8 years

S.'s answer | Answered on April 14, 2013

The assn can restrict an owner's right to lease out the home, but as of the last time I checked the case law, it cannot completely prohibit...

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Can a landlord impose damage claims to a tenant if they purchased it while occupied without inspecting the property?

S.'s answer | Answered on April 12, 2013

I have two questions here. First, did you damage the peoperty? Second, even though the new owner did not personally inspect it, did someone inspect...

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How long can a visitor stat until considered a tenant?

S.'s answer | Answered on April 12, 2013

The answer will depend on yhe language of your lease. There is no amount of time that automatically changes a person's status from "guest" to...

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I manage a unit that had a different person living in it. that person happened to be involved in criminal activity

S.'s answer | Answered on April 11, 2013

Your question is very vague. If there a specific question you wish to ask, please give us more details. From what I gather from your question, the...

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My mortgage went into default in August 2012. The judge denied the lender's motion for final foreclosure.

S.'s answer | Answered on April 11, 2013

It would appear from your facts above that the Court determined that the Plaintiff was not allowed to bring the lawsuit because it did not own the...

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I am a co-signer on a property. The other signer filed bankruptcy chapter 13. Should I file also to get out of the title?

S.'s answer | Answered on April 11, 2013

In addition to Atty Bunce's advice, simply removing your name from the title does not relieve you of the debt to the HOA. I am assuming that you...

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Pay my landlord or HOA?

S.'s answer | Answered on April 10, 2013

Provided the notice from the association is in the proper format and has the required language, you are REQUIRED by Florida Statute to pay the rent...

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Please answer my earlier question

S.'s answer | Answered on April 10, 2013

You may have missed where this question was answered earlier. I agree with Atty Stage that no law requires it; however, through the governing...

S. David Cooper's Answers (603)

Who owns a mortgage if it was sold, but assignment was incomplete and now supposed owner of mortgage is trying to foreclose?

Is it true Prop. Owner can hire someone as employee to manage rental property in Fl. and they do not have to be RE Broker?

We live in GA but bought a condo in FL 8 plus years ago. A rental when we bought it, and used as a rental by us for over 8 years

Can a landlord impose damage claims to a tenant if they purchased it while occupied without inspecting the property?

How long can a visitor stat until considered a tenant?

I manage a unit that had a different person living in it. that person happened to be involved in criminal activity

My mortgage went into default in August 2012. The judge denied the lender's motion for final foreclosure.

I am a co-signer on a property. The other signer filed bankruptcy chapter 13. Should I file also to get out of the title?

Pay my landlord or HOA?

Please answer my earlier question