Perhaps I am missing something. If the debt has been charged off as bad debt by the lender, there is no more debt. What is the problem?

The area has 3 houses, my house is in the middle. City just expanded the main street and did a service road in front of the ones

Assuming the street is a public street (which is a good assumption since you said the City widened the street), your neighbor can park anywhere the...

Does a board have to follow the fine committee's recom to issue a fine? (If recom is NOT to fine, a board cannot fine, correct?

Do you have an association attorney? If not, you need to get one for your assn to address issues such as this. You do not indicate whether you are...

Am I obligate to pay the rest of the years rent after being evicted?

When you leased the property, you agreed to pay for an entire year. It appears you broke the terms of the lease and have terminated the lease early...

Can I trim my neighbors tree?

You may have, at your own expense, the tree trimmed to the property line; provided that doing so does not kill the tree. Hire a professional...

Does an HOA have to provide copies of it's financial dealings to it's members?

Yes, but the request has to be in writing. That is likely why they ignored your earlier requests. If they do not provide copies or permit you...

Does the bank owe me money?

You have stated nothing in your question that indicates you are a tenant. What do you have that gives you the right to occupy the home?

Renters rights

If that is all that the lease says about the matter, it would appear that this is a matter of interpretation. Because it can be interpreted either...

IMy husband signs a quit deed, on the house and his name has to remain on the loan for a short time, I die does he get the house

The responsibility for the loan has no bearing on the ownership of the property. There are several variables that could lead to different outcomes...

Hoa Foreclosed two days ago for (4) month late maint fees. Can the home be redeemed by paying the fees?

It is unclear whether you mean the notice of the foreclosure action (summons and complaint) or notice of the foreclosure sale. Question askers here...