Can Bank of America charge double interest on a credit card balance?

That is an interesting situation. It probably depends on when the charges were made (generally older debt gets paid before newer debt) and what...

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The person suing me wants to mediate. I'm tired of paying courts/wasting time. Can I approach him and request we handle it?

Yes of course you can. However, if the person is represented by counsel and does not wish to talk to you direct then you may have to go through...

I have credit card debt and today I think we had a letter from a lawyer that was delivered to us we didn't accept

Most likely you are judgment proof. Speak to a bankruptcy attorney for a free consultation and piece of mind and they most likely can help protect...

Can a creditor name me in a lawsuit on a credit card my husband had before we were married and I was never added to?

Basic contract law states that you would have to be a party to the contract for you to be liable, so suing you would not be proper. If you were...

Can a company send my account to collections if I am making monthly payments?

Unfortunately, most likely, they can. If you are in breach of an agreement (meaning you failed to make the payments) then they can try to collect...

When a student loan company is garnishing your wages, do you pay the interest that accrued and the principal, or just principal?

Unfortunately that money is most likely being applied to the interest. You may want to look into a Chapter 13 Bankruptcy, depending on the amount...

How do I know my debt collector won't work with my lawyer and end up costing me more money?

When it comes to debt negotiation I agree that a success fee or a percentage of savings is the best way to go. Look online at reviews of attorneys...

How to stop a garnishment that I believe is paid in full?

I'm sorry this is happening to you. You should first start with a phone call to the creditor, but also file an emergency motion with the Court...

Chapter 7 can I use the Federal Exemption for my Car? Can I use both?

Florida is one of the states that has opted out of the Federal exemption. You may be able to use the $4,000.00 wild card exemption, if you are not...

What kind of lawyer do I need?

If this is your only debt then you may be able to negotiate a settlement. If not you may look into bankruptcy.