Do I need a Lawyer for Chap 7? I am low income and owe ~$20K to credit cards (not used in two + years)

What you likely have here is a "truly simple" Chapter 7, but it is simple for the attorney not for the professional document professional. I agree...

Does adding a creditor in a chapter 7 case extend the deadline to object as to that creditor?

The deadline for the additional creditor remains the same. However if they are "an exciting creditor" they will likely immediately file for an...

I agree 100% with Mr. Chen and Mr. Tardiff. A creditor with a judgment against a spouse cannot go after assets that are jointly owned between the...

Will i continue to accrue HOA fees?

I agree with Mr. Chen. In bankruptcy you will be able to discharge the HOA fees that were due prior to your bankruptcy filing. HOWEVER any HOA...

Yes, you are allowed to break your lease under a Chapter 7 bankruptcy. Be sure to list the landlord as a creditor on Schedule F so that he gets...

Bankruptcy discharged, but have not processed reaffirmation agreement for car financed by Credit Union?

I don't think this is going to be a big deal. While the lender would like to have a reaffirmation signed and entered in your bankruptcy case,...

I would like to convert from Chapter 13 to 7. What will I need once I meet with my attorney?

You can't just convert from a Chapter 13 to a Chapter 7 because you want to. Instead you will need to show a substantial change in circumstance....

Will car discharge in bk without me filing new pw

The debt on the car will be discharged in the bankruptcy. However i suggest you do two things: First - go amend your bankruptcy schedules and...

If file Chapter 7, can my condo association still foreclose on my home for not paying last years dues and attorneys fees?

No, in a Chapter 7 bankruptcy you cannot discharge the fees owed on a condo association. Your best option would be to call the HOA attorney and...

What kind of attorney do I need when someone owes me money and they file for bankruptcy?

I suggest you look for a bankruptcy attorney who deals with "creditor rights."