We fell behind on our mortgage payments, due to job hour cuts. We applied for a modification loan. The first time it was

It appears that the lender is proposing a reinstatement of your loan, without modification of any kind. If you do not have $15K to catch up in 6...

Primary Mortgage charged off in bankruptcy with no reaffirmation, but...

This is great simplification, of course, but, there are two parts to every mortgage transaction; a promissory note (covers your personal liability...

You are saying that you were not aware of the lawsuit or had an opportunity to hire an attorney to defend it. But, do you owe the money? Because,...

Foreclosure and mediation

The order requiring mandatory mediaiton in mortgage foreclosure cases is actually statewide. it applies to all residential mortgage forclosure...

Owner of an S Corporation am I responsible for the business debt or credit card debt, if I put my ss#, name and company name.

You have to read your business debt and business credit card agreement to determine if there are personal guarantee clauses in the agreements. If...

My foreclosure case was dismissed by the judge because lender's attorney failed to submit the package for final summary...

When the lender's attorney is not ready to proceed with the final summary judgment of foreclosure, the court will dismiss the case without...

Can a Master Association put a lien on my property and foreclose when I am current in my Association payments and mortgage?

It appears that you live in a dual association community, and that is not uncommon in large communities. I bet that you are probably not the...

Is there any negotiating past HOA fees after buying a Florida condo at public auction?

Unfortunately yes, you are liable for the unpaid association fees. Here is the Florida Statute imposing liability on the unit owner for the unpaid...

Purchasing Bank owned property (REO) process.

You need a real estate lawyer to represent you in this transaction. They will be able to look at the documents and make sure that you have a clear...

Renting through a rental agency & actual owner of the house is going into foreclosure, are we able to get our deposit back?

A new federal law was enacted in 2009 called The Protecting Tenants at Foreclosure Act. I believe that Florida enacted its own statute following...