Should I go with foreclosure mediation?

When you're going to foreclosure mediation, the goal is to avoid foreclosure by either modifying the loan, or exploring possible foreclosure...

Social Security, Pensions, Retirement Plans

The attorney that will represent you will handles the issue of exemptions. Social Security, pensions (with some exceptions), and retirement plans...

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Bank Of American credit card, can the bank sue me for not paying, the debit,

Bank of America, or a debt buyer, would have to get a judgment against you before they can lien your home or garnish your wages. So, if they file...

You have not said if you're in state or federal court. If the proceeding is in state court, then the party who wants to subpoena you, has to...

Lien and final judgment, collection,

You first have to get a final judgment before you can lien someone's personal or real property. Final judgment when recorded creates a lien on...

I am a defendant in a civil case and on 04/20/12 the court entered Sua sponte order enlarging time to perfect service failing wh

The court enlarged the time for service on the 20th. So, if the service is perfected within the time required in the order, than it is not after...

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Can you still pass the means test if you got a 1 time work oppotunity addiitional to your current job that will not happen again

The look back period for the means test is 6 months. If you can wait untill July to file, you may avoid any of the issues relating to the extra...

I need help with a forcloser ?

Principal reductions are few and far in between. They very much depend on a lender and the facts of the case. The most lenders are willing to...

How do I obtain an attorney with only a few weeks until Mediation?

I advise against going to mediation without an attorney. A mediator is a neutral person who can't give you legal advice or make decisions for you....

What options does one have in the event that one is not satisfied with the legal representation on a bankruptcy case?

You have to read your retainer agreement with your lawyer. If it's Chapter 7, you have already paid your fees prior to filing of the petition. ...