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I am working on a modification with my lender and have a summary judgement due in a few days,do I need to notify the court?
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Answered on June 04, 2013
Unfortunately, working on modification does not stop the foreclosure process, unless you either have a modification, like TPP in place, or the...
Archived
How do I find out how much I have pay in arrears
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Answered on June 03, 2013
If you're talking about arrears on your mortgage, pick up the phone and call your mortgage servicer or lender. They generally have the most up to...
Archived
Can creditors (all credit card debts) still come after the estate after my death, if the statute of limitations as expired?
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Answered on June 03, 2013
You really need to speak to a bankruptcy attorney. Generally, it would be smart to go through bankruptcy and discharge the debts you can discharge...
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After trustee abandons an asset (lack of equity) & I receive discharge, what are my options with respect to foreclosed property?
Dorota's answer
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Answered on June 03, 2013
It depends on what you want to do with the property. You do not seem to be keen on keeping your underwater property, or at least you do not...
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Court Judgment
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Answered on June 03, 2013
No, a leased car is not yours. You're renting the car from the maker of the car for a period of your lease. Then you give it back to them at the...
Archived
I buy a home in the auction but the attorney telling me that i am responsible for the previous owner HOA FEES and DEMANDING PAY.
Dorota's answer
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Answered on May 31, 2013
Here is the authority for the association to collect the fees from you:
718.116 Assessments; liability; lien and priority; interest;...
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Archived
Even though discharged in a 2012 Bankruptcy, can Regions pursue a Second Mortgage when my Condo sells at a foreclosure sale?
Dorota's answer
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Answered on May 25, 2013
The new owner would not be responsible for 2nd mortgage.
Association fees run with the land. The new owner is responsible for any unpaid...
I am in MIAMI FL & I am going to file CH 7 myself TO STOP MY FORECLOSURE. Where do I send my notice of filing to stop the sale?
Dorota's answer
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Answered on May 25, 2013
Chapter 7 will stop, but not prevent foreclosure. You can, however, surrender the property that is in foreclosure in Chapter 7. You have to file...
Archived
How do you determine unsecured debt in Chapter 13?
Dorota's answer
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Answered on May 22, 2013
The best thing to do is to pick up the phone and call the mortgage servicer and ask for the latest balance due on your loan.
Archived
I want to know is my home protected in Florida if I file for bankrupty .I bought my house for 130,000.00 but it is appraised at
Dorota's answer
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Answered on May 22, 2013
You have to be up to date on your mortgage payments and claim the property as your homestead. But, you should speak to a bankruptcy attorney...
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