Archived
I'm in a middle of a lawsuit with a collection company for credit card debt. I returned their discovery info they requested
Daniel's answer
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Answered on February 04, 2014
Discovery is an extremely important part of a collection defense case. You should consider hiring a qualified attorney to assist you in this matter.
Archived
Which state's SOL on credit card collections applies?
Daniel's answer
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Answered on February 04, 2014
Most often the credit card issuer includes a choice of law provision as to what state's law applies. If you don't have a copy request one from your...
Archived
I asked a collection company to verify that the debt was mine, due to not ever having that credit card, they sent me
Daniel's answer
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Answered on February 04, 2014
Based on the limited facts you gave - deny the debt with the collection agency and check your credit report. If it's on there you may have to file...
How to raise my credit score? I have 694 and would like to get it over 700.
Is 700 good enough to get good interest rate ?
Daniel's answer
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Answered on February 04, 2014
There are a lot of factors that go into determining a credit score, but I will address the points you raised. For a comprehensive discussion, I...
Selected as the best answer
Archived
If an aprartment complex has put the wrong balance of what I owe them on my credit report who do I contact
Daniel's answer
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Answered on February 04, 2014
Please dispute this to each of the major credit bureaus, Transunion, Equifax, and Experian. LexisNexis also offers a tenant screening report...
Archived
Can Florida HOA ask for outstanding fees even though they've foreclosed on the property ?
Daniel's answer
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Answered on February 04, 2014
You say HOA and condo, I will assume it is a condo association. This fact pattern came up recently in the courts, with two cases last year, the...
Archived
I have IRS judgements on Credit Report. Collection Statute Expiration Date (CSED) has expired. Can I vacate the judgements?
Daniel's answer
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Answered on February 04, 2014
I'm not sure I understand the question. What judgments do you have against you? Are they the result of IRS litigation against you? Or are you...
Archived
Should I keep asking for a settlement?
Daniel's answer
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Answered on February 04, 2014
Does the attorney represent the collection agency or does the attorney represent the medical provider? If the medical provider, then the...
Archived
Can you get fired due to bad weather
Daniel's answer
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Answered on February 03, 2014
New York is an at-will state, and based on the limited information you gave, I can't say you have cause to file suit. When you say the treatment is...
Archived
Getting to get an old creditor to stop reporting a debt
Daniel's answer
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Answered on February 03, 2014
What is the "date reported"? Often a debt collector will report it to the bureaus and then no longer own the debt. They stop reporting it, so it...
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