A judgement was filed against me in PA. I never received any documentation of such. Is this legal?

I know this is an often overused statement on this site, but this is the time you really want to meet with a consumer attorney in your area. The...

Would a creditor actually pursue foreclose on my home even if I am upside down on it and the amount of the lien is so minimal?

If your HOA docs permit it, they will most likely attempt to rent it out to recoup their losses.

Charged off accounts

You still owe the debt. The accounts are charged off for accounting purposes, and the collection may still be handled internally or sent to a third...

My HOA has filed a foreclosure sale for my home for fees they claim I didn't pay during hurricane Wilmer.

Before your home could be put up for sale at a foreclosure auction, the HOA would have had to received a judgment against you. Before it could have...

Is this a class action suit?

You've provided nothing to indicate that this would be a "class action" suit. You may very well have an individual claim against FIfth Third, but...

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Collections or 1099C 14 years after Ch 7 Discharge

Mmmmmmmm...zombie debt - my favorite. As usual, Mr. Lampert is right on the money. Here's the thing, though - even though PRA could very likely be...

Receiving voicemails from third part debt collectors, stating that charges have been filed against me.

Does the email state this law firm's address and phone number? Look, it could be legitimate, but I have seen enough payday loan scams that I tell...

What counts as an initial communication from a debt collector?

Sometimes these collection efforts are legitimate, sometimes not. My rule of thumb on payday loan collections is the more times they violate the...

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How can I get old dismissed charges off my record in the state of NC?

Sounds like you didn't get your credit reports yet, only a background check. As my colleague said, order them from annualcreditreport.com, where...

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How do I remove a second loan off my credit report after a house went into foreclosure?

Need more facts. Is the date of default more than 8 years ago on the second loan as well? If that is the case, from the very limited facts given,...