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In Forida, owner quit claims condo to assn. Bank forecloses. Does bank foreclosure wipe out condo assn ownership at sale
Daniel's answer
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Answered on February 27, 2014
I agree with my colleague. I would add that if the mortgagor, or spouse, parent or child of the mortgagor is the lessee, then the PTFA protections...
Archived
Can an HOA Foreclose on a property already in foreclosure and not tell the first lien holder they are foreclosing?
Daniel's answer
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Answered on February 27, 2014
I agree with my colleague, it is not unusual to see this. It's the timing in your situation I find odd. I'm not sure the HOA will manage to have...
Do you have any case law that helps in disputing hospital bills?
Daniel's answer
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Answered on February 27, 2014
Your question refers to the applicability of the Fair Credit Billing Act (FCBA). Unfortunately, hospitals normally would not be covered under the...
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Archived
Can the dismissed credit card debt suit be still reported and appear on my credit report ?
Daniel's answer
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Answered on February 26, 2014
It depends, but for the most part yes. Need more facts. What was the basis of the dismissal? Was the case litigated? Was the case dismissed with or...
Archived
Who do I contact if someone illegally checks my credit report?
Daniel's answer
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Answered on February 26, 2014
The FCRA provides that a prospective employer must provide you with a disclosure that that a consumer report may be requested, and further that...
Archived
Is it possible to get paid or released tax lien off your credit report? Also, a paid judgement removed from credit report?
Daniel's answer
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Answered on February 26, 2014
I agree with my colleagues. I would also note the FCRA does not distinguish between federal and state tax liens.
Archived
Lost number and name to creditor.
Daniel's answer
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Answered on February 26, 2014
If you have the name of the creditor or collector, and have tried putting it in google without any results, then request a copy of your credit...
Archived
What do I do when a "law firm" is calling me stating a payday loan company is making a bad check claim against me?
Daniel's answer
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Answered on February 26, 2014
Schwartz & Seigel is NOT a law firm - they are just a debt collector. The bad check claim is a typical tactic used in payday loan collection. I'm...
Archived
Debt
Daniel's answer
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Answered on February 25, 2014
I'd be red-flagging the collector for not identifying themselves. Hopefully you've already read my legal guide on payday collection scams.
Archived
Debt
Daniel's answer
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Answered on February 25, 2014
Please be more specific. Keep in mind some payday loan collection calls may be scams. See...
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