Archived
Some accounts suddenly appeared on my credit report as if I had just defaulted on them. If mine, they are 10+ years old. Legal?
Daniel's answer
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Answered on March 06, 2014
Without seeing your credit reports, its hard to tell whether there is a violation. You could be a victim of re-aged accounts, but you should...
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Archived
House went into Foreclosure, 2nd mortgage was not cleared and still shows on my credit report.
Daniel's answer
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Answered on March 06, 2014
Yes, as the other attorneys have mentioned, you can dispute this with the credit bureaus. Unfortunately, a divorce agreement doesn't cancel out a...
Archived
In 2003 I applied for a job, I declined the job after an interview. Ever since then my information (SS#, Identity) was stolen.
Daniel's answer
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Answered on March 06, 2014
I concur with Ms. Goodwin's excellent answer.
Archived
Can a mortgage show that I owe the full mortgage on my credit report after accepting the amount from a short sale on a home?
Daniel's answer
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Answered on March 06, 2014
You need to dispute this with the credit bureaus, and be as detailed and specific as possible. You can even attach documents to your dispute. The...
Archived
Unpaid Civil Demand Fine sent to Collection ruining your credit
Daniel's answer
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Answered on March 06, 2014
You need to monitor your credit report and dispute anything that shows up from this. This is not a debt from an extension of credit, and there is...
Archived
I cosign for a car he stopped paying and of course it got repo ...
Daniel's answer
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Answered on March 06, 2014
If he signed the loan documents as well, you are both jointly and severally liable and the creditor or collector can go after each of you. I...
Archived
What recourse do I have if I am denied employment due to credit report?
Daniel's answer
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Answered on March 06, 2014
As long as the employer complied with the requirements of the FCRA, including how it obtained and used your report, and has given all the...
Archived
Liens and Credit reports how does it affect a INC. and it's Owners
Daniel's answer
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Answered on March 06, 2014
I agree with my colleague. Your company's credit history is separate, and certainly a judgment can show up on it. Contact Dun & Bradstreet, and...
What are my rights from getting my car repoed by Georgia Auto Pawn?
Daniel's answer
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Answered on March 06, 2014
You need to get a written payoff quote and you need to consult with an attorney to make sure no "creative accounting" by the loan company is taking...
Archived
I received a call and a letter about settling a debt that is over 20 years old what are my responsibilities at this time?
Daniel's answer
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Answered on March 06, 2014
I agree with my colleagues. You should also check your credit reports to make sure the debt collector hasn't opened a new trade line for you.
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