Questions answered by Daniel Tam

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I have a lawsuit filed against me, now what??

Daniel's answer | Answered on March 15, 2014

I agree with the other responses. What I would add is to check the docket to see who sued you so you have an idea what it's about. Then contact an...

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I need some advise about an experience at a big name retailer. I was having a personal conversation with my mother about a manag

Daniel's answer | Answered on March 15, 2014

Life's too short to get upset about things like this.

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Will dissolving my auto loan hurt my credit? Or is there another avenue that I can pursue?

Daniel's answer | Answered on March 15, 2014

If the dealership wasn't forthright about the condition of the vehicle, what makes you think they are trustworthy when they say they will dissolve...

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Can company start billing me 6 years after judgement was paid off?

Daniel's answer | Answered on March 15, 2014

Many consumer attorneys in your area offer a free consultation. The facts presented are limited, and it's best to have an attorney review the...

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What are my options refuting a claim by a collection company for a debt that is not mine?

Daniel's answer | Answered on March 15, 2014

I agree with my colleagues. I would also say that you should get a copy of your credit report and, if the account is showing, then dispute it...

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I purchased furniture from store that offered financing through a third party, no interest for one year. The furniture was nev

Daniel's answer | Answered on March 15, 2014

I agree with my colleagues, but I also would suggest pulling a copy of your credit report to see if it is being reported at all. If it is, you need...

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Are there any debt counseling agencies or lawyers that work with bar exam applicants to help clear up their credit records ?

Daniel's answer | Answered on March 15, 2014

You can try contacting an attorney from NACA. Go to naca.net. There are a number of outstanding consumer attorneys in Chicago.

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If we filed for bankruptcy in 2008 and i want to know how long after does the bank have to show a foreclosure on credit report

Daniel's answer | Answered on March 15, 2014

I agree with my colleagues. I would just add that you should meet with an FCRA attorney to see if the foreclosure is being reported inaccurately on...

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I own a house in Canada and have had a mark against my credit in the USA for dues on the property in Canada.

Daniel's answer | Answered on March 15, 2014

Contact a qualified FCRA attorney in your area to review your credit report and discuss the inaccuracies. If there is indeed an error, you will be...

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Do I have grounds to have a lien removed from the court record of my credit report?

Daniel's answer | Answered on March 15, 2014

I agree with the answer given by Mr. Adkins. You should dispute this directly to the credit bureaus. If you cannot get the duplicate lien removed,...

Daniel Tam's Answers (1238)

I have a lawsuit filed against me, now what??

I need some advise about an experience at a big name retailer. I was having a personal conversation with my mother about a manag

Will dissolving my auto loan hurt my credit? Or is there another avenue that I can pursue?

Can company start billing me 6 years after judgement was paid off?

What are my options refuting a claim by a collection company for a debt that is not mine?

I purchased furniture from store that offered financing through a third party, no interest for one year. The furniture was nev

Are there any debt counseling agencies or lawyers that work with bar exam applicants to help clear up their credit records ?

If we filed for bankruptcy in 2008 and i want to know how long after does the bank have to show a foreclosure on credit report

I own a house in Canada and have had a mark against my credit in the USA for dues on the property in Canada.

Do I have grounds to have a lien removed from the court record of my credit report?