Daniel Tam's Answers (1238)

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Can I file a motion to quash a subpoena served by a third party for my bank records by a third party?

Daniel's answer | Answered on April 29, 2016

I agree with the answers provided by my colleagues.

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Cyber crime: Yes or no?

Daniel's answer | Answered on April 29, 2016

We really need more information to provide an answer.

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What legal recourse is available for having my credit hit for nonpayment without any collection actions taken against me?

Daniel's answer | Answered on April 27, 2016

You need to contact a consumer attorney in your area to review the cardmember agreement. Many offer free consultations. Go to consumeradvocates.org...

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I want to know what to that section mean and am I misguided?

Daniel's answer | Answered on April 22, 2016

I agree with my colleagues. I also suggest getting a free consultation from a consumer attorney in your area by going to consumeradvocates.org.

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Is there a difference between a collections company and a debt acquisition company?

Daniel's answer | Answered on April 20, 2016

I agree - sounds like a scam. Often these payday loan collection outfits turn out to be scams.

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Is it illegal for the leasing company to make a 'hard pull' on my credit without my SSN and/or permission?

Daniel's answer | Answered on April 20, 2016

Best thing to do is go to consumer advocates.org and search for an an attorney in your area that handles FCRA issues. Most will offer you a FREE...

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What recourse do I have?

Daniel's answer | Answered on April 19, 2016

I'd have to agree with Kevin. The application you filled out may very well have contained an authorization to pull your credit. Get a copy of the...

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How can i go about getting that hard inquiry off my credit and have law action against that company.

Daniel's answer | Answered on April 19, 2016

Did you provide them with your identifying information, such as your social security nu and date of birth. If you didn't give them permission to...

Archived

What do I do and what can I do?? I did nothing wrong and I am being punished by this mark on my otherwise clean credit report.

Daniel's answer | Answered on April 19, 2016

I have advised potential clients to dispute this with every credit bureau that is reporting a public record item where they are a tenant in a unit...

Archived

Is it possible to press charges against this person who is stealing my identity and creating accounts under my info

Daniel's answer | Answered on April 15, 2016

Not enough information is being presented to tell if you know exactly who is doing it. But more importantly, you need to contact the three credit...

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