I'm sure this differs from state to state but I did not realize that collection of a debt could be time barred?

If they truly threatened legal action on a time-barred debt, they may be liable under the Fair Debt Collection Practices Act. If they continue to...

CAN I HAVE 2 JUDGEMENTS FOR 1 CREDIT CARD?IF NOT, HOW DO I GO ABOUT HAVING 1 REMOVED?

You need to dispute any inaccuracies you believe exist on your credit report DIRECTLY to the credit bureaus. Public record information such as...

Laid off from UM 05/09/12. I received a lump sum severance package in lieu of the 60 day notice.

First off, sorry about the loss of your job. UM just laid off some friends of mine and I know it's tough out there. Unfortunately, our wonderful...

Good Morning, I sold a small diamond to an ebay buyer and he wants to return it but I am sure that he switched it...

You have to review the ebay agreement that governs buyer disputes and the return policy. If you are required to accept the return and it is not the...

I have poa over my grandmother she has a credit card debt in collections will i be responsible for that or can I be sued?

You are not personally liable for the debt but as you seem to have power over her affairs, you need to consult with an attorney if you are unable...

This is not an uncommon situation. You should meet with an experience FCRA attorney to discuss your options. Also, best bet is to file disputes in...

BOA creditcard went to lawfirm can i hire debt settling agency?

If you can't afford to pay off your cards, the last thing you want to do is hire a debt settlement company, or even an attorney-driven debt...

One of my credit cards went to collection/lawfirm. How do I pay it off? Checks? credit card? what papers should I get from firm

Get an offer in writing. If you are able to pay a reduced amount off in a lump sum, you should try to negotiate with them for that. Never give them...

Sounds like you received a letter from a debt collector. I am aware of at least one debt collector in Florida that used this tactic against...

I am trying to get preapproved for a mortgage, and I was told I couldn't is this FAIR???

Your credit report and credit score help lenders predict the possibility that you will go into default on a loan. Negative items like tax liens,...