Archived
Can my bankruptcy filing keep them from using a writ of possession to kick me out
Felix's answer
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Answered on April 19, 2012
The filing of a bankruptcy will temporarily stop or stay the state court foreclosure proceedings, including the eviction/writ of possession. But...
Selected as the best answer
Archived
In my divorce decree, my ex was to hold me harmless on property he built a home on during our marriage. I just got served on FC
Felix's answer
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Answered on November 19, 2009
I am only going to address the issue of the foreclosure as I am not privy to the facts of your marital settlement agreement. If you were not on...
Archived
Commercial lease tenant won't move out
Felix's answer
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Answered on November 18, 2009
You need to legally evict your tenant. Changing the locks is the equivalent to self-help eviction and is illegal. By changing the locks you are...
Archived
My son and I are on the title of our proprerty, the loan is only on my name and now we want to deleted his name from it.
Felix's answer
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Answered on November 17, 2009
The answer posted by Mr. Coenson is correct. I will add that you need to be careful about the doc stamps that you must pay upon recording the quit...
Archived
Who owns the property?
Felix's answer
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Answered on November 17, 2009
The property must go through the auction process. If there are no outside bidders or no outide bidders willing to pay what the bank is requiring,...
Archived
Can I file chapter 7 with a lien on my home?
Felix's answer
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Answered on November 17, 2009
Filing Chapter 7 will not solve your problem. By virtue of the lien, the HOA is a securted creditor. They can still move to foreclose on your...
Archived
Article VII - Protecting Tenants at Foreclosure Act
Felix's answer
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Answered on November 17, 2009
You loose nothing by doing so but I think you will be contacted by the lender if and when they take the property back anyway. They will start...
Archived
Changed mind on lease signed today
Felix's answer
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Answered on November 17, 2009
Generally once you sign the lease it is effective. Did you give the deposit and/or first month's rent s that you can argue it is not effective...
Archived
Collector calls as unknown caller, is debtor responsible to respond?
Felix's answer
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Answered on November 17, 2009
The collection agency can take any action authorized by law. The fact that they call you and you do not answer has nothing to do with it. You are...
Archived
I received a car accident settlement, can I still file for bankruptcy?
Felix's answer
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Answered on November 17, 2009
It would be a fraud if you try to hide the settlement proceeds form the trustee; you may end up in more trouble at the end. The whole purpose of...
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