Archived
I have been summoned to court over a repo'd vehicle, what is my next step. Full amount owed is over $8,000, when is it sold?
Dana's answer
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Answered on November 15, 2009
I do not practice in your state. When a car is repossessed, the lender must send a notice of intent to sell the vehicle. Generally, they must give...
Archived
Do I really have to pay over $20,000 on a vehicle that I couldn't afford and had voluntarily repossessed?
Dana's answer
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Answered on November 15, 2009
I do not practice in your state. In almost every case, you unfortunately would be responsible for the remaining balance. You could have negotiated...
Archived
Trying to collect a loan from a "friend".
Dana's answer
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Answered on November 15, 2009
Without a written contract for the loan, your case is weak. You can attempt to pursue this in small claims court, but you need to determine the...
Archived
How Do I get a default judgement against a company that did not respond to my motion for writ of garnishment in time?
Dana's answer
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Answered on November 15, 2009
Enforcing a judgment is a complicated process in Florida governed by chapter 77 of the Florida Statutes. The clerk's office cannot provide you with...
Can a licensed Florida Pool Cleaning company put a lien on my property for services that I did not request?
Dana's answer
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Answered on November 15, 2009
In Florida, a contractor can place a mechanics lien on a property where they provided materials or labor on the property. There is a procedure that...
Archived
I was served with a summons/ complaint filed in ny but i live in fl how do i answer it the plaintiff does not have an atty
Dana's answer
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Answered on November 15, 2009
I do not practice in New York, but in Florida you would have 20 days to file your answer. If the plaintiff is "pro se" meaning they are...
Archived
Was served a summons to appear in court..FL for a cc debt...should I mediate
Dana's answer
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Answered on November 15, 2009
It sounds like the creditor is attempting to get a judgment against you, which if the court grants it, the creditor will be able to...
Archived
Do I still have to pay for this car?
Dana's answer
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Answered on November 12, 2009
Chapter 13 does not discharge secured debts, like automobile loans. However, from your description, it appears that the repo took place before the...
Archived
I sold a suv on payments and have not received a payment in 4 months. I am the 1st lein holder on the title.
Dana's answer
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Answered on November 12, 2009
If you have a valid loan agreement, and you are recorded on the certificate of title as the lienholder, and the borrower has defaulted on the loan...
Archived
Car loan VS personal loan
Dana's answer
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Answered on November 12, 2009
In general, a personal loan is an unsecured loan, and does not have any collateral pledged as security. In order for a lender to repo a car, they...
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