I bought a car with my ex-boyfriend years ago and now want to refinance. I don't know where he is. What can I do?

You appear to be "stuck" temporarily, because of the "AND" between your names on the title. Both owner's consent is needed to transfer title in...

I am sorry about your loss... The surviving spouse is not responsible for the debt if they are not a co-signer to the loan. The lender is entitled...

If you buy a car cash in the middle of the foreclosure process (because you sold your old car), can the bank take it?

It does not matter when you bought the car, whether it was before, during or after the foreclosure, if you own it free and clear, it is at risk of...

Did I just pay the wrong people?

A charge off is a credit reporting and accounting term, it does not have any legal effect of cutting off your liability to repay the debt. You...

My husband has a judgement against him and several more on the way.

If there is no equity in the car (i.e. you owe more than it's worth), then a judgment creditor is not going to be interested in seizing the car...

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Last thing in response to the question... NO you CANNOT report the car stolen! You would be committing a crime, and it would serve no purpose to...

You will have a difficult time (impossible time) getting the lender to agree to release you from liability under the loan contract. There is no way...

I am 70yrs old and unemployed for years. A lawsuit was been filed and given 20 days to respond.

Yes, you should respond to their complaint. If you do not respond within the 20 days, the Plaintiff will get a Default Judgment against you, for...

If a person is trying to collect $ from you and sent a person to your job on their behalf, can you file a restricion order?

If you are being harassed or threatened, by anyone, contact the police immediatelty. If it happens to you at work, inform your employer, and ask to...

After I signed the contract and the contract stipulates 3100 for trade in can they call me and say that I need to give a 1000?

I agree that you have been "yo-yo'ed" in this car deal. They let you take the car, then drag you back into the dealer to pay more money, and they...