In these cases, I suggest you file a police report. Thereafter contact the three credit bureaus (Equifax Experian, Transunion) and place a fraud...

My chapter 7 bankruptcy was disclosed last year? I did not reaffirm my mortgage on my house. Can I quick claim this house now?

It appears that your bankruptcy Chapter 7 or 13 is closed. If that is true, then the question of whether you can transfer the property. My...

It sounds like there could be a violation of the Faur Credit Reporting Act. The lender has a duty to report fair and accurate information. Be...

Can I sue the DOE?

Hi, I respectfully disagree with attorney Rafter’s approach to your problem. You can not sue the Department of Education, but there is a solution....

I am happy to see you posting this question. As many have commented, a police report is best. It’s too small an amount for civil lawsuit given...

What do I do if I report a tradeline as identity theft and they reject its legitimacy and proceed with collections anyway?

Under the Fair Credit Reporting Act, you are given the right to sue. Find a firm that handles these law suits on a contingency basis as under that...

Is there a deadline for filing Chapter 7 once I stop paying bills?

No deadline, but it’s best to file sooner rather than later. Once you file and it’s discharged you can start rebuilding your credit (if that is a...

Can a co signer report the car stolen if the primary name on the title give permission to someone else to use the car?

Your question poses two issues - a civil breach of contract and a criminal violation. With respect to the criminal issues, I have requested that...

In Florida we do have a homestead exemption. I suggest you discuss your case with a local attorney. Once you file, it can be difficult to get a...

The Bankruptcy Homestead Exemption does not automatically kick in just because you purchased real estate. There are a lot of unanswered questions...