Please Help

I believe it’s best to consult a credit attorney-it’s free of charge in many cases. It’s also a good idea to review your credit reports and see if...

You may have a possible law suit if your security deposit of $3,000 was not returned. The landlord must make a claim for those funds and provide...

Can my car be repossessed over a down payment?

I agree with the answers posted. I recommend that you take a pro-active position. Go to the dealership and explain the situation. The dealer...

I have old credit card debt, and i am an authorized user on my wife's credit card Can she be affected?

I would like to clarify the following -- an authorized user is a person who has permission to use the card, but is NOT legally responsible for the...

How can I remove debt off my credit when it was not me who owe the debt?

This is more complicated than you believe. You will need to initiate disputes with Equifax, Experian, and Transunion. They may not be willing to...

Collector charging 2x for ex-spouse debt &/or reversing payment(if true) forcing us into another lease bc we were never notified

Without reviewing all of the documents, I can only outline the law. If the account was ruled not to by your H's account, then it should not appear...

If you are having severe financial problems, legal aid may be willing to take your case and assign a pro bono attorney -- this means that an...

Bankruptcy trustee wants to reconvene. What should I expect?

In any bankruptcy proceeding, I like to remind my clients that the trustee is looking for MONEY!!! If this business is still open, making money,...

I had a chaper 7 discharged in 2010 how do i pull it

Your question does not address why you need it. If a debtor listed on the schedule is trying to collect, this may be a violation of the Fair Debt...

Without seeing your credit reports, I can only guess. A charge off means that you fell behind and didn’t make timely payments (at some point in...