Anyone can sue. Since she settled the propety damage I don't see how. Your insurance co. dosen't cover the loan amount, only the car's value....

Go thru your own ins. They will then go after them and try to get your deductible back.

He cannot apply for disability if he is still working.

Notify your insurance carrier ASAP. Let them deal with the issue. No they cannot put a lien on your home if its under homestead.

Request it from the police department request from your insurance co. If you were injured, see immediate medical care.

No as that's a waste of $ Only the police can do anything.

Unless you ate it, got sick and received medical care, there is no case.

I think there is no case. No injiury, no claim. What "could have happened" means nothing. Seek a refund.

Sounds like a federal work comp claim so I would say no. They also seldom ever settle. Hire a federal work.comp lawyer

Never handle a case your self. Hire a traffic or criminal defense attorney. They should be able to save you time, money and possibly avoid points...