Contact the police and DMV. You could also sue her for civil fraud.

Very confusing facts. If you did not have that coverage, its on you. Nothing to do with the dealer. If it was a new or expensive car your agent...

Money has been set aside for some claims.

Anyone can sue anyone in this country. That does not mean they'll win. You fact pattern is also very confusing to follow.

Unless you already filed a claim with a lawyer, its probably too late to be part of the settlement.

No. Ypu provide rhat imformation to the police so they can do their job.

It may depend on how long ago it was. Ask the lawyer.

Your fact pattern is very confusing. Did she hit your car or crashed your car into something else? In any case, go thru her of your own insurance...

A demand letter will not keep the case alive. A lawsuit will toll the statute of limitations.

Yes because fault can be apportioned. Hire a traffic attorney and notify your insurance co.