Archived
I have a collection lawsuit against me in Pinellas County , Fl. Our House is homesteaded, the mortgage is in my wife's name. I
Jeffrey's answer
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Answered on June 19, 2012
From what you indicated there is nothing that can be collected from you. The creditor cannot seize your homestead. If you try to sell or...
Archived
Cana person get a garnishment proceeding reversed?
Jeffrey's answer
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Answered on June 19, 2012
You should have received a form with the notice of garnishment to assert your exemption. This should be taken to the court. The court will set a...
Archived
AES defaulted my loan, even though I was making my payments. Whats the worst that can happen?
Jeffrey's answer
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Answered on June 18, 2012
I basically agree with the prior answer. However, be aware that on student loans there is a risk that on this debt guaranteed by the United...
Archived
What I need to file to object to Debtor's discharge or to challenge discharge ability of certain debts?
Jeffrey's answer
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Answered on June 18, 2012
You would have to file that separate lawsuit in the bankruptcy case called an adversary proceeding. Inability to re-pay is not enough to object,...
Archived
If I have student loans that were taken out before being married, does my spouse become responsible for my personal student loan
Jeffrey's answer
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Answered on June 18, 2012
Marriage does not create any liability on the student loan. Nor does it create a debt to a credit card company. However, if a spouse is added as...
Archived
I want to give up Florida Homestead Exemption and just leave my husbands name on the exemption.
Jeffrey's answer
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Answered on June 14, 2012
I agree with the prior responses that you must be very careful and speak with an attorney first.
Archived
How to stop a garnishment that I believe is paid in full?
Jeffrey's answer
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Answered on June 14, 2012
I agree with the prior responses. You do want to have your records together to verify the amounts and confirm that the entire judgment has been...
Archived
Is my husband liable for a lien that was placed against me before we were married?
Jeffrey's answer
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Answered on June 14, 2012
I agree your husband would have no liability. But consult with an attorney before having any property or bank account in a joint name.
Archived
I am going to loose a summary judgement . I plan to file bankruptcy {7} . Do I file before or after hearing ?
Jeffrey's answer
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Answered on June 13, 2012
You may have other options that have not been explained to you. If your home is worth less than the first mortgage, you can eliminate the lien of...
Archived
My private school loan defaulted and was wondering if they can wage garnish my wife or is it solely between me and the co-signer
Jeffrey's answer
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Answered on June 13, 2012
I agree. Only the individuals who signed the loan are responsible. No one else could be garnished.
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