I HAVE BEEN SERVED WITH A SUMMONS TO APPEAR FOR MEDIATION REGARDING A CREDIT CARD DEBT

This sounds like your were served with a notice to appear in a small claims case. You can appear and try to negotiate a settlement or dispute the...

A long time ago there was a "necessities" doctrine. The argument was that a spouse was responsible for necessities such as medical. This has not...

Does filing a Chapter-7 Bankruptcy remove a Final Judgment (Credit Card Debt) and the need to file Form 1.977 Thanks

The Chapter 7 filing creates an automatic stay which prevents any efforts to collect your debt outside of bankruptcy. This includes discovery...

I was file bankrupcy (2 year ago) and was discharged , I had mortgage with Bank of Amrican ( is was file bankrupcy ) now bank

The bankruptcy discharges the debt, but the mortgage remains. The creditor will have a right to foreclose. Greentree may not threaten you for any...

Value of a home in bankruptcy...

I agree that the trustee likely will abandon the property, but the property is not abandoned to the lender. Property that is abandoned by the...

I want to save my home under the LMM prog.but also want to discharge all my cc debt. Can I file a combine Chapt 7 & 13 LMM?

You cannot file a combined chapter 7 and 13. The chapter 13 will permit you to discharge your credit card debts. You might only have to make a...

The bigger question is likely was the letter mailed to you, did you receive the notice. The bank's affidavit will probably state that the notice...

I owe $650 for July and August plus $660 special assessment, can the HOA refuse partial payments until the debt is caught up?

Associations can be very difficult to deal with and their attorneys can really increase their fees. Do whatever you can so that it does not reach...

Is it too late when a suit has been filed against you to file bankruptcy?

A bankruptcy can be filed before or after a judgment is obtained on a credit card, though there are advantages to filing before the judgment as...

Ira and bankruptcy

Have you filed bankruptcy already? An IRA withdrawal was from an exempt asset, though once you took it out it would lose the exemption. You...