How long do I have until I absolutely have to move from my home? If I file for bankruptcy will it stop the process?

A bankruptcy filing will cancel the foreclosure sale if you file before December 18. Also, it is possible to obtain an order in the state court...

If the judgment is against both husband and wife, can the Head of Household claim the exemption still?

The exemption from garnishment of wages would apply to one of you, not both. Do you or your spouse provide more than 50% for the other family...

Vehicle Fair Market Value for non exempt equity.

There are different standards on valuation of vehicles. Some use retail, others trade-in, or in between. Trustees in South Florida typically want...

Can I declare bankruptcy on a school loan?

Student loans cannot be discharged except in extreme circumstances."Undue hardship" must be proved, but the courts are very strict when applying...

Can I use my inheritance to buy a used car if I have retained a bankruptcy attorney but wont file till 2015 in Florida?

Creditors cannot seize your disability, so you should consult an independent attorney about whether and when to file. If you inherited funds and...

I filed chapter 7 bankruptcy but I am not sure if I should have listed the home property taxes, any insight on this? Thank You!

In Florida you have no personal responsibility for the property taxes. The county cannot seek any recovery from you other than against the...

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In the state of Florida, in Chapter 7 bankruptcy, can my $1,000 car exemption be used for personal property other than a car?

You have a $1,000 exemption that can only be used towards a vehicle. You have another general $1,000 exemption that can be used against any...

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Regarding my homestead exemption in chapter 7 bankruptcy in Florida, if I don't claim it or use it, do I get $4,000?

An exemption is an asset you can keep, not what a trustee will pay you. There are a lot of issues that you are just making assumptions, and you...

Shall I file the 1.977 form or file bankruptcy? A final judgment from a second mortgage who sold the promissory note.

The decision to file bankruptcy will depend on numerous factors and you need to consult with an attorney. I assume the amount of the judgment is...

I am planning on filing Chapter 7 Bankruptcy due to four foreclosed properties and $27,000 credit card debt.

I agree that your full situation should be discussed with an attorney. I also agree that you will want to consider whether a bankruptcy is needed...

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