Why would the HELOC settle? Though the debt is discharged, Wells Fargo retains its lien on the equity line. Based on your numbers, you have...

Sounds like you were paying the boat outside of the plan. That means you can continue to pay and the finance company can and should continue to...

What happens to my CH 13 monthly payment when my income increases?

A chapter 13 payment can be changed with a motion to modify chapter 13 plan based on a change of income. Depending on the particular facts of the...

A judgment creditor can garnish 25% of your net check after taxes. If you provide most of the support for a dependent then you have an exemption...

I sold peppers to a supplier in 2015 & he has since refused to clear the balance of 2,000. Can is be recovered & it is too late?

You are permitted to file a small claims case for that amount. You can obtain the forms online or the clerk of the county court should be able to...

Can I still file bankruptcy if I received life insurance from my husband?

The life insurance proceeds you received are an asset that can be taken by a creditor or bankruptcy trustee. You need to consult with a local...

Wife is overextended with credit. All our CC's are separate. She is on ow on disabilty and cant afford the payments.

Your wife can file bankruptcy without you. If her only income is disability and she has no assets, she might decide not to file bankruptcy because...

Filed a chapter 13 w/100% repayment, assets involved. home was in foreclosure, atty got a modification. Can I withdraw?

You cannot be required to remain in chapter 13. No person can be forced into or be required to remain in a chapter 13. The issue is do you have...

In bankruptcy 13 is assets under my LLC at risk?

A trustee does not take your assets in a chapter 13. However, your non-exempt assets, which would include the value of the LLC, must be paid to...

What will payday loan companies do when I file bankruptcy?

A payday loan is just like any other unsecured loan. The debt can be discharged in bankruptcy. There is an automatic stay against any effort to...