I am applying for benefits with my private disability insurance provider UNUM. Do I need a lawyer?

I agree with the prior response from Attorney Kerr. I believe it is also very important to distinguish the type of policy you have; specifically...

I have been on work disability for 2 years and am going to lose my med ins Feb. 28th?

It is important to have a better understanding as to the nature of the "injury" that resulted in disability. Specifically, was it an on the job...

Is the disability income I receive from my University of California retirement plan considered earned income?

I think it is important to also differentiate between whether the disability benefit is from a Disability Insurance Policy, or actually through a...

The terms and conditions of the plan will always govern the rights you have under the Policy. If the policy is written to exclude "mental health"...

Do I have to pay an over payment due to ins mistake?

As the attorneys above indicated, ERISA based disability insurance policies contain provisions that allow for your benefit to be offset by a...

Can my salary be reduced because I'm on short term disability?

Typically, under the majority of employer provided disability policies, if you are working while on disability there will some type of reduction of...

ON THE JOB INSURANCE; UNDER OCC/ACC GROUP INS. DO YOU HAVE TO BE IN ACCIDENT TO GET BENEFITES FOR A JOB-RELATED STROKE?

If you have an ERISA based employer provided group disability insurance policy I would request a copy from your employer. Typically employer...