Should I offer a settlement? Wait out the 3 years and hope the judgement doesn't get renewed? Or file bankruptcy?

It looks like banruptcy is your best option. It is likely that with such a signifigant judgment, the lender will renew the Judgment. Moreover, the...

EVICTION

The reporting should be removed at approximately the 7 year mark. You may dispute it directly with each credit bureau.

You will need to review the Court docket to see how you were "served". If the Court finds that you received notice, even constructive notice, then...

Debt Collector and no validation of debt

Your daughter can reach out to the three collections bureaus to have the reporting removed. She will need to send proof to the bureaus of the...

The filing fee for entry of foreign judgment in New Mexico is $132.00. In the First, Second, Fourth, Fifth, Seventh and Thirteenth districts,...

What is the libation time limits on financial companies falsely repo a home because they sent your insurance payment to wrong p?

This question may best be answer by an insurance attorney. However, it is likely your will need more information posted on your question, to...

I feel I'm being either scammed by collection agencies or harassed because recently I started having answering machine messages

Debt collectors are companies hired on a commission basis by credit card issuers and banks to collect on past-due accounts or they also purchase...

I am getting a settlement, and I owe an overpayment to SSD. Will they take the money? The amount will not pay the whole debt.

You can contact SSD to establish a monthly re- payment arrangement. Make sure any agreement reached is in writing and you have read each party...

How can I get a bankruptcy garnishment off of just my check?

If this is a chapter 13, your attorney could file a Motion to Waive Wage Deduction Order so that you can pay the Trustee directly rather than...

Debt harassment

You are not a Debt Collector under the FDCPA. Therefore, this would not fall under that type of cease and desist. I suggest you contact a...