What are my options? And what should I do?

An attorney may be able to negotiate the debt down to pennies on the dollar so that the second mortgage does not eventually foreclose. If there is...

They can collect on a judgment for up to 20 years and can even move to garnish your wages or freeze your accounts among other remedies. An...

Is this case closed, or can the creditor still collect?

They can collect for up to 20 years and can even move to garnish your wages or freeze your accounts amongst other remedies. An attorney may be able...

What can/should I do?

Send the company a certified letter / invoice requesting payment. Give them a deadline (generally 30 days) and address as to where payment needs to...

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I might add I am going to be 77 Is there anything I can do for them to drop the amount?

You are liable for the debt if your personally guarantee a loan for a business. Your age has no affect on a bankruptcy, Most of my clients who have...

Is a promissory note without any dates or signatures any good for them to proof that the debt exists? Or can I question that doc

While it is possible to represent yourself pro se, that is, without the assistance of an attorney, it is extremely difficult to do so successfully....

Is there a lawyer who specializes in student loan forgiveness and moving the debt to another institution?

What you are requesting is not done through bankruptcy and your student loans would not be dischargeable. Go to your local banking center and look...

You need to see a bankruptcy attorney before the sale and before your liquidate your retirement account. Filing bankruptcy BEFORE the sale will...

Am I entitled to information on who holds the note on the 2nd mortgage

If your property is under water, why settle at all ? If it's not under water, why pay them a large lump sum up front, if you can pay the debt over...

You should speak to an attorney before the deposition. A Protective Order can be filed to delay or squash the deposition or there may be...