Archived
Would the buyer of an HOA foreclosure be eliminated by the buyer of a 1st purchase money mortgage foreclosure sale in Florida?
Barbara's answer
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Answered on February 02, 2013
While the bank might take mortgage payments from you they are not required to and they can still foreclose on you because you are not a party to...
Meaning of Florida "Safe Harbor" for HOA.
Barbara's answer
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Answered on February 02, 2013
It will benefit FNMA. The safe harbor provision of Fla. Stat. 720.3085 provides a first mortgagor who takes title is liable for only 12 months or...
Archived
A unit with a reverse mortgage is vacated, Value of unit less that outstanding mortgage. Should HOA pursue foreclosure?
Barbara's answer
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Answered on February 02, 2013
The COA would take the unit subject to the mortgage, meaning the mortgage company will eventually foreclose and take it from the COA. If the unit...
Archived
I want to file a motion to dismiss in court to stop the association from foreclosuring on my property what should I do
Barbara's answer
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Answered on January 31, 2013
You won't stop the foreclosure, you will only delay it. Unless you actually paid your assessments and they did not apply the payment, you have no...
Archived
How can I stop this harassment by the condo assn and their lawyer?
Barbara's answer
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Answered on January 31, 2013
If you think they may be discriminating against you then you should file a complaint with the US Dept of Housing & Urban Development. The link is...
Archived
What can I do to really have something done?
Barbara's answer
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Answered on January 30, 2013
While most HOA/condo docs have a provision that prohibits being a nuisance to your neighbor, in reality, they do not get involved in neighbor to...
Archived
Are there any guidelines / format for acceptable questions to ask at a grievance committee meeting?
Barbara's answer
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Answered on January 30, 2013
There are no guidelines published. The questions to be relevant to the covenant violation and should avoid getting into personal business that is...
Archived
Condo board's rights to bill owner for tenant's guest's damage to building.
Barbara's answer
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Answered on January 30, 2013
Most likely they can charge you with the damages because almost all condo docs make owners liable for damages to common areas and this would be...
Archived
I live in a subdivision with HOA
Barbara's answer
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Answered on January 30, 2013
Not if it is a mandatory association.
Associations in Florida are mandatory if certain requirements are met in properly filing and recording...
Archived
Late fees every single month and i am still paying to catch up is that legal
Barbara's answer
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Answered on January 30, 2013
If you owe monthly dues, then the late fee can be assessed each month if the governing documents authorize late fees. If you pay bi-annually or...
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