Started foreclosure process whilst I was in loan modification

No, there is nothing illegal about what the bank did. It may not be ethical, or even smart on their part, but unless they told you to withhold...

I live in an apartment and have a dog what are my rights?

Discrimination based on pet ownership is not illegal. You could own a chihuahua that is more dangerous then a Great Dane. My theory is there are...

Should condo association actions be in perfect harmony with bylaws and ccrs. Should condo assc provide upon request where decis

Yes, all associations, COAs and HOAs, should operate according to the governing documents. There are several problems with this system that allow...

What penalty can an HOA apply for non-payment of FINES of $1,000 and can the resident request a hearing after the fine is levied

They cannot impose the fine before the hearing and the 3- member committee must vote at the meeting. The problem you face is they can foreclose on...

Can anybody be a board member of a HOA or must be owners only

Condo associations (COA) and homeowner associations governing single-family homes (HOA) are governed by different laws. Both however defer to the...

Can a creditor withdraw money from my checking acct without my knowledge

Only if the creditor is the same bank and you agreed to this when you signed documents for the credit. Otherwise they need to garnish your account...

The owner isn't the only one who can foreclose. The holder of the note can also foreclose. You should consult an experienced foreclosure defense...

How successful are legal defenses against foreclosure using securitization of the loan as destroying the standing of the lender

It's not the actual securitization that provides the defense - it's if the right bank has the note and is bringing the foreclosure. Each bank...

In a mediation between an Homeowners Association and several homeowners in the association, who must attend the mediation?

You can waive attendance by giving someone who will attend full settlement authority, but I would suggest getting the HOA to agree to this as well....

The short answer, just to be clear, is if the AC leaked its the unit owners responsibility. If its a pipe servicing more than one unit going to...