Questions answered by Richard Scot Shuster

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Indymac/OWB claims I owe a thousands but they are unwilling to specify how they got the amount. how can i get them to cooperate?

Richard's answer | Answered on November 29, 2012

You may want to sue IndyMac before they sue you. If IndyMac made a False Statement to collect a consumer debt they may have violated the Fair Debt...

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How many time can you be charged legal fees in a 8 month period when your house is being forclosed on. I have been charged twice

Richard's answer | Answered on November 29, 2012

What likely happened between the two months ago and the present is the bank pulled the trigger and filed a law suit. If we were served or if you...

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How many times in one year can i be charged attorney fees , forclosue cost, fees to terminate forclosure from a forclosure attur

Richard's answer | Answered on November 29, 2012

If you want to reinstate your mortgage you have a right to have the amount of the bank's legal fees adjudicated by the Court. The Court will...

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Is it normal for a foreclosure attorney to charge $ 5000 + on a simple foreclosure proceeding that did not reach the court for a

Richard's answer | Answered on November 29, 2012

$5,000.00 is on the high side of normal. When large financial institutions hire massive foreclosure firms they do not pay nearly this much. Of...

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Do I have legal rights against a Judge denial of an Emergency Motion to extend sale date?

Richard's answer | Answered on September 08, 2012

You as the listing agent have no rights in this case. You are not a party. You are not an attorney for a party. You cannot give legal advice and...

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Servicer claims excessive attorney fees in pre-foreclosure.

Richard's answer | Answered on September 08, 2012

$4,620.00 for pre-foreclosure !!!. Your B.S. detector alarm is rightfully blaring like a fire alarm. Most large loan servicers have standard...

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Can we still qualify for the Mortgage Debt Forgiveness Tax Relief Act of 2007(applicable till the end of 2012)?

Richard's answer | Answered on September 08, 2012

If the Mortgage Forgiveness Act is not renewed by a gridlocked Congress it is set to expire at the end of the year. Can you list your property for...

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Landlord threatening me to get rent on a foreclosed house.

Richard's answer | Answered on June 20, 2012

A law professor will tell you that "The fact that the property is in foreclosure is not a legal defense to payment of rent." I am not going to...

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Should we pay half of our mortgage payment or none at all?

Richard's answer | Answered on June 20, 2012

Paying half your mortgage in the absence of an agreement with Chase is a waste of time. It will be sent back or placed in suspense account. ...

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Do you think the bank will settle fast?

Richard's answer | Answered on June 20, 2012

The plaintiff will not settle fast. The entity that is suing you now probably was not in the room when you signed your mortgage loan. If Fannie...

Richard Scot Shuster's Answers (252)

Indymac/OWB claims I owe a thousands but they are unwilling to specify how they got the amount. how can i get them to cooperate?

How many time can you be charged legal fees in a 8 month period when your house is being forclosed on. I have been charged twice

How many times in one year can i be charged attorney fees , forclosue cost, fees to terminate forclosure from a forclosure attur

Is it normal for a foreclosure attorney to charge $ 5000 + on a simple foreclosure proceeding that did not reach the court for a

Do I have legal rights against a Judge denial of an Emergency Motion to extend sale date?

Servicer claims excessive attorney fees in pre-foreclosure.

Can we still qualify for the Mortgage Debt Forgiveness Tax Relief Act of 2007(applicable till the end of 2012)?

Landlord threatening me to get rent on a foreclosed house.

Should we pay half of our mortgage payment or none at all?

Do you think the bank will settle fast?