Archived
Can i sue b of a for stress and mental anguish. I have been in foreclosure for 4 yrs and had 6 diffrent buyers for shortsale
Beau's answer
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Answered on June 15, 2012
I do not believe you can sue the bank for stress and mental anguish. Unfortunately, this is a common situaiton. My suggestion is that you do not...
Archived
If a bankruptcy is discharged, can HOA fees be assessed, going forward from the date of the discharge?
Beau's answer
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Answered on September 16, 2009
AS a follow up to the previous answer, the HOA can also file a foreclosure action on the property and collect its fees from the sale of the home. ...
Archived
Can a married couple file separate consecutive chapter 7 bankruptcies?
Beau's answer
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Answered on September 16, 2009
It depends on how close together they are filed and the circumstances inolved. There is a chance the trustee will move to join the cases. You...
Archived
House was foreclosed on today. We owe on a equity line. Do we file bankruptcy?
Beau's answer
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Answered on September 16, 2009
Bankruptcy is an option to discharge the deficiency you would otherwise owe to the bank. Practically, unless you have a lot of assets the bank can...
Archived
How do I prevent a credit card company from taking my car?
Beau's answer
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Answered on September 16, 2009
The credit card company cannot take your cars unless you signed a lien in their favor. Otherwise, they would have to get a court judgment against...
Archived
Can a debt recovery agency obtain money from your account?
Beau's answer
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Answered on September 16, 2009
They can't take the money out of his bank without a court order allowing them to do so. That would take a garnishment proceeding, which would...
Archived
I am a Florida resident with a rental property that has a value less than the $348,000 mortgage. Can I file for bankruptcy?
Beau's answer
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Answered on September 14, 2009
The costs of a bankruptcy depends on several factors, such as what chapter you file under (Chapter 7, Chapter 11 or Chapter 13.) A ypical consumer...
Archived
Is bankruptcy possible while owning 3 rental properties and a home?
Beau's answer
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Answered on September 14, 2009
A chapter 7 bankruptcy will provide you with relief from the rental property burden. As long as you are current on your home mortgage, you will...
Archived
Freeze On Bank Account
Beau's answer
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Answered on September 13, 2009
Have your bank show you a copy of the alleged court order authorizing a freeze on your acount. You may have some causes of actio against the...
Archived
If my husband files bankruptcy and I don't can they take any of my things or mess with my credit?
Beau's answer
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Answered on September 13, 2009
The answer depends on the type of bankruptcy your husband is filing (chapter 7 or chapter 13). I will assume it is a chapter 7 since that is the...
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