Archived
I bought an HOA Foreclosure 4 years ago and thought it was temporary. Could I own the property outright and sell it?
Jose's answer
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Answered on January 19, 2016
The best way to know if there is no superior lien on the property (i.e. a first mortgage) is to order a title search from a Real Estate Attorney...
Archived
Notice of withdrawal of plaintiff's response to affirmative defense. What does this mean? I did not file it.
Jose's answer
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Answered on January 18, 2016
It is hard to tell without reviewing your documents. Many foreclosure defense attorneys will give you a free consultation. See an attorney ASAP.
Archived
So going further with the question of banks or loan servicing companies selling the loan, how can they both try and collect?
Jose's answer
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Answered on January 18, 2016
I agree with Attorney Klurfeld. This area of the law should be handled by an experienced attorney. Remember that all the bank has to prove is...
Archived
Any requirement for bank to notify borrower mtg short sold if not foreclosed on?
Jose's answer
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Answered on January 17, 2016
I agree with my colleagues. An attorney needs to review the documents to give you an answer. Good luck to you.
Archived
Am I able to sue or ask some sort of repayment for getting the loan that was going into default?
Jose's answer
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Answered on January 17, 2016
You really need to talk to an attorney to review that lease to own agreement. You should have never signed a lease without an attorney review in...
Archived
Our home is going up for auction on Feb. 2, is there ANY way we can do a Forbearance Plan with our lender or is it too late?
Jose's answer
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Answered on January 17, 2016
I agree with Mrs. Golant. Chapter 13 bankruptcy seems to be the way to go. However, like she said, you want to make sure that the bankruptcy is...
Archived
What is considered a "good" mortgage modification nowadays?
Jose's answer
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Answered on January 15, 2016
This a business decision that you have to make. If you have a loan modification that gives you an affordable monthly payment that you can afford,...
Archived
Can a deficiency judgment entered 2 years ago and can be reversed?
Jose's answer
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Answered on January 14, 2016
It is very unlikely that you will be able to reverse the deficiency judgment entered against you. Ignorance is not a defense. Nevertheless you...
Archived
As above, looking for someone to help/represent on the matter. Not in foreclosure yet but that is rapidly approaching.
Jose's answer
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Answered on January 14, 2016
Use AVVO or Google to find a foreclosure reputable foreclosure defense attorney in your area. Make sure to interview two or three before making a...
I'm being foreclosed on by US Bank. However, US Bank's research dept can find no active loan or balance owed. Now what?
Jose's answer
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Answered on January 14, 2016
This is very common. The Notes are transferred all the time. Nationstar is a well know servicer of mortgage loans. I have represented people...
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