I have been in Foreclosure for a few years now, but just recently got a Debt Validation Letter from the new “servicer”.

The only thing I would add is that the new servicer has to testify at trial that the original plaintiff was the holder of the note at the time that...

What is the best way to handle a code compliance violation from my city for renovating a property without a permit?

I agree with Mr. Klurfeld. Since you already complied with the code enforcement requirements, make sure to obtain a Certificate of Compliance from...

Accelerated Status of a Mortgage Loan

To determine when a note is accelerated, you have to read the terms in the note and/or mortgage. Sometimes, the Creditor has to send a notice of...

A speaker at a real estate investor conference mentioned that in October of this year, the foreclosure laws had changed?

Florida statutes and case law changes all the time. So the answer is yes, they have changed. For comments regarding a new law that will help...

We are going into foreclosure

The only thing I would add is to make sure to hire an foreclosure attorney to defend you early in the process. He or she will help you to apply...

A lady bird deed, also known as an enhanced life estate, does NOT raise a "due on sale clause" issue because the owner/mortgagee is transferring a...

Yesterday I obtained several reply to the the question in fl state what the difference between deficiency mtg judgment

I would only add that if the bank forecloses and no one bids on the property, the bank will probably get the property for $100.00. In that event,...

Do I have a case against the county

If you are claiming that your property was flooded due to the County's approval of the above ground, Mound type , septic systems for the two homes...

Does an owner of the property have to pay any closing cost?

I agree with Marshall. Who pays what will depend on what you negotiate with the lender. Also, you should hire an attorney to represent you. You...

I want to know if a neighbor has plants, shrubbery that has overgrown and is now on and over my property, can I cut it back.

The only thing I would add is that I would hire a surveyor to paint or mark your property lines. This way you have no doubt that you are cutting...