In a foreclosure sale, does the purchaser of the home have to pay off the liens in a underwater home?

the junior liens would only get paid from any surplus that arises from the foreclosure sale. Otherwise, the junior liens are extinguished by the...

My home is dated for sale on auction on March 30th due to a final judgement. Do I have to move out on March 30th?

The short answer is no. You need to decide whether you wish to retain the home or if you have resigned yourself to moving on. If you wish to...

Does my head of family exemption expire?

No time restrictions as far as I am aware. An issue may arise if you dont bring your exemption to the court in a timely manner. Its a good idea...

How do I notify the court that a debt collection case is time barred.

There are several missing pieces to this puzzle. First, when was the suit filed? Second, has a judgment been entered yet? I am concerned that...

I have statements from a credit card (attempting to collect a debt) that are obviously falsified. How do I proceed ?

Have you reviewed the alleged charges to see if they are legit. Keep in mind that the creditor, if they sue, will likely do so under several legal...

The HOA is likely pushing for the sale because they will receive some degree of payment from the bank when the sale takes place. Usually the HOA...

Can a debt collector really freeze your bank acct with a writ of garnishment notice?

You betcha! Please note that the creditor must have a judgment in place before any garnishment action can be initiated. Its important to...

I want to file for bankruptcy but want to know if i can be listed on a deed for the home of my moms?

Based upon your statement I take it that your mother's health is not dire right now. As a result, I dont see the need to rush and do anything as...

Best way to satisfy a second mtg that has not been paid into since being initiated. 7 years into a 15 year term.

It appears that the answers here have assumed that you are the borrower in this scenario. That does not appear to be the case. I agree with Mr....

The ch13 modification program is certainly an option however since you havent stated the basis for the denial its difficult, if not impossible, to...