Where do I enter payments to student loans on the Chapter 7 or Chapter 13 means test?

As stated previously, nowhere on the means test, but you can put the monthly obligation on your Schedule J. If you're doing online research on the...

Should I take a "Law Firm's" call to collect a debt seriously?

Also, if you live in Palm Beach county, you can check here: http://www.mypalmbeachclerk.com/cctrecordsearch.aspx to see if there actually is a...

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Is there any chance that a rental property that we lived in from 2000 - 2003 is considered non-consumer debt?

As the previous answer indicates, I would definitely want to discuss this with an attorney in your area. I do see your response, and I'm sorry...

What's the median income in the state of FL to file BK CH 7 for a family of four?

The median income for a Chapter 7 filing for a family of four in your area is $64,122.00, however, that's just what's referred to as the "bright...

Hey how long dose it take to build your credit when you file for bankrupcy

I've had a Chapter 13 client actually buy a new home while in a Chapter 13 plan, but that is not the norm. Typically right after Bankruptcy you...

If my husband files for personal bankruptcy while we are married?

Bankruptcy before the divorce is often a better road to go down than Bankruptcy after the divorce. As the first answer stated, if you divorce and...

I am married to a man that has accumulated over 100,000.00 in credit card and gabling debts. We own a home together.

I agree with the answer above, if you have no joint debts you and no joint assets in excess of your exemptions you will not be impacted at all,...

Can my new husband's past IRS debt be eliminated by filing bankruptcy?

If the IRS debt is due to income taxes from the 2008 and 2009 tax years as you mentioned, the taxes were filed timely, and the IRS has not filed a...

We would like to keep our home, but did not reaffirm it when filing chapter 7. We are behind several pymts. Can we keep it?

If your Chapter 7 is still open, you could potentially convert your case to a Chapter 13 which may allow you a few options such as: Catching up the...

Discharged from chap 7. Whats the rule when applying for a new card?? in other words, whats the percentage to use,

One good option is to use a secured credit card from a large bank such as BofA or Wells Fargo. This would require you to place a small amount of...