Should I respond to collections agency?

If you received a letter an attorney would like to review it and perhaps pursue them for fees for attempting to collect a debt when they are not...

Statute of limitations on credit card debt and credit report

No, the negative trade lines are not going to fall off until 7 years from the date of breach or default. You will find credit report repair...

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Any liability to sign a listing agreement for a short sale when home was discharged in my chapter 7 but bank never foreclosed?

No liability. Just make sure the realtor has experience with short sales. I do not charge any money for reviewing short sale docs because the buyer...

In Orlando where I practice, the Pre-Trial Mediation will usually be with someone representing Capital One over the phone. They will not review...

Do I need an attorney to fight my creditor for a wrongfully filed debt claim and potential default judgement?

This could be a potential lawsuit you can counter them with since they are trying to collect a debt from the wrong person. Normally I encounter...

Filing bankruptcy, but own a business...that we have never paid taxes on....Is that opening up a can of worms?

When we submit your income we require the last 6 months of income broken down monthly in a profit and loss statement. It should tie in with your...

Our 7 was filed before eviction now motion to lift stay . if its granted how long do we have to leave? was filed in florida

In my opinion you should be okay until October 1. The Motion to Lift Stay has to be set for hearing and even if it is set for an emergency hearing...

Am I eligible for bankruptcy? I just lost my job

Yes you are eligible. We have to determine if the income property your husband owns has equity; in other words, can he sell it for profit after...

Will have to go bankruptcy in the future.

Yes you should have no problem. If I filed your bankruptcy I would release you from having to pay for the cosigned car as well as the repoed car....

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I just received a summons at the door. What are my options?

Option one is to pay it off if you are of solid financial means. If you know you have other debts, consult an attorney that handles debt collection...