What is the best offer I can give to a collection company that is bringing me to court

Sorry about your situation. 3 kids bring a lot of expenses. I have two kids myself. It's not easy. You probably used Care Credit. I am very...

Can I dispute the garnishment of my pay due to a car that was voluntarily repossessed 12 years ago

Most likely they obtained a judgment against you. That is why they are trying to collect now. What law firm is suing you? Andreu, Andreu, and...

Amex will settle for 50% of the amount in a lump sum. Otherwise they are hard to work with. They normally do not take payments for less than the...

Can I ask The company that I work for to pull out more for taxes so that Federated law does not get to take everything?

My recommendation is to file bankruptcy. And if for some reason you should not file due to having assets, an experienced attorney will provide you...

What should I do if debt collector continue wave garnishment after I filed chapter 13 and notified them.

It may not be the debt collector. The debt collector is represented by a law firm. The law firm may have already filed a Writ to Dissolve the...

Is there any way I could protect myself?

If you are married prior to the purchase of the home, the bank may require you to be on the deed of the home. So you may want to speed up that...

DO you own a home and if so, is there a mortgage? Is there other unsecured debt? secured debt? Vehicles? The United States Trustee may challenge...

Can I get help finding an attorney for bankruptcy

The price can range from $900 to $2500. Right now the cost is averaging $1200 or so. Make sure you hire someone with experience. Best of luck.

How soon can I file for chapter 7 and receive a discharge after a previous chapter 7.

It goes from the date of your last filing so you can get a lawyer now - start making payments and once October 2 hits of THIS YEAR, you can file...

If I file for bankruptcy chapter 7. can I keep my homestead property?

Have you been living in Florida for at least two years? If so the home is probably protected. If not, there are important rules in order to protect...