How do I sue a collections agency that is in another state?

Your question raises a few issues. Yes, you can sue them if they are doing business in the State of Florida. If you sent them a letter telling...

Should I write a 1st collection agency for a bill I cannot pay ?

I would definitely write a letter to the collection agency and explain your circumstances.

Is there a scenario where credit card companies will negotiate down debts?

Yes, you can negotiate a lesser amount. There are no guidelines. I recommend that you hire an attorney as she or he will be in a position...

Would it be better to sue or report to the police?

My advice is to report this to the Consumer Financial Protection Bureau and the local police. It is unlkely that you would recover from this scam...

I sympathize with your situation. There is no tim limit on billing. It just comes down to common sense. However, I recommend that you...

Can you tell me if I still need to accept a summons if I have already made a date to pay with a settlement?

I suggest that you accept the summons and let the Court and opposing counsel know that you have accepted it and that the case is settled.

Can I be sued for a medical bill from 2003 in the state of Florida?

The statute of limitations on a written instrument in Florida in 5 years from the date of the last payment. I would not take the call too...

If you don't show up, a judgment will be entered against you that will be good for 20 years. Garnishment, attachment and a lien are possible.

A friend needs help?

Florida Statutes Section 222.11 exempts from Garnishment by a creditor 100% of the “earnings” of an individual who is “head of family” unless a...

Can I file a motion to dismiss this junk debt suit.

You can file a Motion to Dismiss but that won't really address the issue. The debt buyer is going to have to address the issue of documentation. ...