You can probably do anything a debt settlement company could do for you at far less cost and less risk. Debt settlement firms charge substantial...

Debt Settlement Companies

You can probably do anything a debt settlement company could do for you at far less cost and less risk. Debt settlement firms charge substantial...

I am not familiar with Lifeguard Financial and my comments are generic to the industry and not directed specifically to Lifeguard. You can...

Statute of limitations on a 10 yr old debt

I would need more information to confirm my suspicion that the SOL has probably expired. If you haven't paid on the account in ten (10) years,...

Credit repair

I would need more information in order to advise your husband whether he has a potential case against the company that seems to be reporting a debt...

Unfair debt collection practices

I am unsure whether the debt collector knew how to contact you and whether the account is a consumer debt. Debt collectors are allowed to...

Which state's statute of limitations would I use for debt incurred, where I live or where debt incurred

I recently completed a three (3) hour hearing on a narrow statute of limitations issue similar to the question you've asked. Even after investing...

A bank requested me to sign new note @ half the balance from note that hasn't been paid on since 1992. Statute of Limitations?

I would need additional facts to advise you but it appears that the statute of limitations has probably expired. (Among other things, I would need...

What are the differences between filing for bankruptcy and using a debt settlement company

Seek real advice from an experienced CPA or tax attorney before you decide to pay a collection agency pennies on the dollar. It will be money...

What is the process for responding to lawsuit brought forward by creditor

Filng a time barred lawsuit violated the Fair Debt Collection Practices Act ("FDCPA"). The statute of limitations for you to file suit...