During the go-go 90's, credit card companies began soliciting mentally disadvantaged consumers as the "final frontier" in the U.S. market. (They'd...

Foreclosure Complaints routinely include a count to re-establish the "Lost Note". Usually, the note is not "Lost" at all. The publicity about...

What recourse do I have getting involved with a fraudulent internet company? They are charging $1,000's to my credit cards.

Be sure to dispute the charges with the C.C. Co's (via facsimile or CM/RRR). Instruct the credit card companies to deny any future charges as...

If end forced arbitration bill is passed will it help with Mann Bracken case of MBNA,FIA court case?

In order to advise you what to do, I would need much additional information from you that really should not be posted to a public forum. ...

What action can I take against my husband for possible credit card fraud against me

You should promptly send the C.C. Co. a letter stating that the account is not yours and requesting a copy of the account application. (The...

Can a debt collector try to collect on same debt wile being settled with another company?

You have only thirty days to request a validation of the account. Send letters (via certified mail / return receipt) to LVNV as well as the debt...

If the account was sold to a debt buyer, the account information on your credit report should say "transferred / sold" or a similar phrase. ...

I need help repairing my credit my brother stole my identity and he filed chpt 13 bankruptcy in a house he bought in new jersey

I recommend that you consult with an experienced consumer attorney as soon as you can. An excellent source for locating a consumer attorney near...

Service of Summons

Normally, the filing and service of the lawsuit is generally not an "initial communication" because the debt collection industry purchased (a/k/a...

Debt management vs. debt elimination

I have not seen a debt settlement or debt elimination program that is not a scam or deceptive. Your reaslistic options are : (1) litigation...