Questions answered by Donald Edward Petersen

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Can a creditor continue to show my account as Charged Off when into 2015 when I paid a settlement on the account?

Donald's answer | Answered on August 02, 2009

Although your summary is fairly descriptive, I'd need additional facts. If the account tradeline status or comments do not indicate...

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If one has their mode of transpotation repo'd and auctioned off for a lower amt. than owed on it by lender.

Donald's answer | Answered on August 02, 2009

To answer your question would require a lot of additional facts that probably should not be shared in a public forum. I have successfully...

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I need to show that a settlement was reached on past due account?

Donald's answer | Answered on August 02, 2009

I am not admitted in PA and do not know PA state law. There are some generally applicable federal laws you should be aware of. If a PA NACA...

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What are my rights when a collections agency is trying to collect a debt that is over 10 years old?

Donald's answer | Answered on August 02, 2009

To add to Mr .Vopat's comments : (1) check your credit reports to make sure the account is not suddenly on your credit report. (It's over 7...

Archived

What are my rights when a collections agency is trying to collect a debt that is over 10 years old?

Donald's answer | Answered on August 02, 2009

To add to Mr .Vopat's comments : (1) check your credit reports to make sure the account is not suddenly on your credit report. (It's over 7...

Archived

AZ debt collection law, can a collection agency sue and garnish my wages for a 8 year old credit card debt?

Donald's answer | Answered on August 02, 2009

I am not admitted to practice in AZ but the account appears to be time barred. You need to confirm this with an experienced AZ consumer lawyer. ...

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What legal action can you take if someone gives your identity in a D.U.I. ticket?

Donald's answer | Answered on August 02, 2009

Consult with an experienced criminal defense attorney who has handled "name clearing" hearings. Your problem is surprisingly common. There...

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Can i be sued for acreidit card if im a card holder only

Donald's answer | Answered on August 02, 2009

I'd need additional facts to provide you with anything other than a general impression. If you lived in Florida at all relevant times, you are...

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Considering filing for bankruptcy is this a good idea? & what chapter would I be able to file under?

Donald's answer | Answered on August 02, 2009

Your description of the facts is a bit vague. I am concerned that you may file BK when "this debt isn't all mine". If you were not a...

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Helping a couple with lots of four and seven year old medical debt with premature births, is there a statute of limitation?

Donald's answer | Answered on August 02, 2009

The statutes of limitations analysis would require additional facts. Approximately 10 - 15 experienced Florida consumer attorneys are battling...

Donald Edward Petersen's Answers (292)

Can a creditor continue to show my account as Charged Off when into 2015 when I paid a settlement on the account?

If one has their mode of transpotation repo'd and auctioned off for a lower amt. than owed on it by lender.

I need to show that a settlement was reached on past due account?

What are my rights when a collections agency is trying to collect a debt that is over 10 years old?

What are my rights when a collections agency is trying to collect a debt that is over 10 years old?

AZ debt collection law, can a collection agency sue and garnish my wages for a 8 year old credit card debt?

What legal action can you take if someone gives your identity in a D.U.I. ticket?

Can i be sued for acreidit card if im a card holder only

Considering filing for bankruptcy is this a good idea? & what chapter would I be able to file under?

Helping a couple with lots of four and seven year old medical debt with premature births, is there a statute of limitation?