Do I have any type of legal recourse against the car dealer?

Dealers can "puff" but they can NOT lie. Although the "as is" disclaimer on the FTC window sticker and your contract may prevent you from...

I'll assume that "from 20 years ago" means what I'd think it means --- you haven't paid anyone any money towards this account in 20 years. If so,...

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How much would it cost in legal fees to hire an attorney to defend me against Calvary portfolio services for a charge off

Please read the information in the link I've provided below. (Base upon the information you've provided about the age of the debt, I believe you...

OP : Exemptions from garnishment or seizure by creditors can arise under federal or state law. The list of financial assets which are generally...

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Debt Validation

Original creditors are not subject to the requirements of the FDCPA. In order to be covered by the FDCPA, the debt must be a consumer debt and the...

If I made paid a settlement offer with a creditor, can they sell the debt to another company to collect the balance of the debt?

I assume that you received a letter from the bank offering to accept your payment of $ 310 as satisfaction of the account ($ 450). Even if the...

Can I debt collector call my dad, say it was by mistake, confirm my address, then proceed to call my boss and do the same?

Debt collectors are allowed to obtain "location information". Usually, debt collectors are using this as an excuse to intimidate people into...

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I have unpaid credit card bills that I have not paid or responded to in more than 4 yrs. How would statute of limitations help?

There are many exceptions to the statute of limitations. But, as a "general" rule, you account is probably time barred under Florida law at this...

Can a debt collector press criminal charges against you.

This sounds extremely unlikely. Collectors for payday loans are among the worst. Collectors for internet payday lenders have even a worse...

Creditors and Lawyers won't stop calling my mom for my debt.

Debt collectors should not be calling your relatives if they know where you live or work. Collectors frequently violate the law when they take the...