Archived
If a debt has been written off a year ago (shown as status on credit report) is it legal to send this to collections again?
Donald's answer
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Answered on September 02, 2009
Yes. Charge off is simply an accounting entry. Many courts have ruled that creditors do not extinguish the account when they classify it as...
Archived
If a debt has been written off a year ago (shown as status on credit report) is it legal to send this to collections again?
Donald's answer
|
Answered on September 02, 2009
Yes. Charge off is simply an accounting entry. Many courts have ruled that creditors do not extinguish the account when they classify it as...
Archived
If a debt has been written off a year ago (shown as status on credit report) is it legal to send this to collections again?
Donald's answer
|
Answered on September 02, 2009
Yes. Charge off is simply an accounting entry. Many courts have ruled that creditors do not extinguish the account when they classify it as...
Archived
If a debt has been written off a year ago (shown as status on credit report) is it legal to send this to collections again?
Donald's answer
|
Answered on September 02, 2009
Yes. Charge off is simply an accounting entry. Many courts have ruled that creditors do not extinguish the account when they classify it as...
Archived
If my father in-law dies and has unpaid debts that his estate can not cover would we be responsible for paying them?
Donald's answer
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Answered on September 02, 2009
When your father in law passes away, you should consult with an Ohio attorney about what exemptions Ohio law provides to protect any portion or,...
Archived
Can charge off accountsstill be reported as past due even though the account no longer
exists on the books ?
Donald's answer
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Answered on September 02, 2009
Under the accounting rules, creditors are required to charge off the account when it is six months past due if they haven't already done so.
As...
Archived
Loan modification company refusing to refund. Will refund half if we sign a paper saying we will not go after them for full amt
Donald's answer
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Answered on September 02, 2009
Unfortunately, the loan modification companies know that they can prey on desperate homeowners and take advantage of that opportunity. ...
Archived
What if the collection agency offers a settlement but will not send it in writing?
Donald's answer
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Answered on September 02, 2009
Some general words of advice to consumers might give you some ideas or reinforce your will power to stand your ground.
Your instinct to not...
Archived
How do I get an incorrect judgement removed from records?
Donald's answer
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Answered on September 01, 2009
Obtain copies of your credit reports. Identify which credit bureaus are reporting the judgment which is not your on your credit report. If you...
Archived
American express is sueing me. They have also subponad my personal financial records from my mortgage company. Can I stop them .
Donald's answer
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Answered on September 01, 2009
I agree with the Mr. Brinkmeirer's suggestion that you consult with a California attorney.
Although AmEx's collection tactics are often very...
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